There’s No Place Like Home with a Mortgage from NIH Federal Credit Union

or call us at 855-203-4747
  • Get a special “no place like home” closing credit of up to $2,000 from the NIHFCU!2

Plus, receive a rebate of 20% from your agent's commission3

Get Prequalified Now
  • Historically low rates on fixed, adjustable, and jumbo mortgages
  • Loans up to $1.5 million available
  • Preferred rates on PMI, if required

Don't miss out on this historic opportunity

Copyright © 2021 NIH Federal Credit Union

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  • Receive a rebate of 20% from your agent's commission with HomeAdvantage®3
  • Historically low rates on fixed, adjustable, and jumbo mortgages
  • Loans up to $1.5 million available
  • Preferred rates on PMI, if required

Plus, get a special “no place like home” closing credit of up to $2,000 from the NIHFCU!2

There’s no place like home with a mortgage from NIH Federal Credit Union

  • Receive a rebate of 20% from your agent's commission with HomeAdvantage®3
  • Historically low rates on fixed, adjustable, and jumbo mortgages
  • Loans up to $1.5 million available
  • Preferred rates on PMI, if required

Plus, get a special "no place like home" closing credit of up to $2,000 from the NIHFCU!2

NIHFCU NMLS #803678

Routing# 255076944

NCUA - Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

EHO - We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act.

1A prequalification is an estimate of how much you can borrow to purchase a home and is not a commitment to lend. Before a commitment to lend will be issued, a loan application and a credit check must be completed. All lending decisions are subject to NIHFCU's underwriting guidelines. Equal opportunity lender.

2NIHFCU Mortgage Credit Terms and Conditions

Offer applies to first lien mortgage loan purchases and refinances (home equity loans/lines are excluded) in NIHFCU’s service area. In order to qualify for the NIHFCU Mortgage Credit, application must be received by December 31, 2021 and then close and fund by February 28, 2022. If the mortgage does not close and fund by February 28, 2022 there will be no reward. All rewards will be provided in the form of a closing cost credit of 0.125% of the total loan amount, to a maximum possible amount of $2,000. Example: $300,000 loan X 0.1250% = $375 closing credit. Offer subject to change or cancellation at any time

3HomeAdvantage Reward Terms and Conditions

HomeAdvantage reward information is provided for reference purposes only, please visit the  www.nihfcu.org/HomeAdvantage for complete terms. Buyers and sellers who select and use a real estate agent in the HomeAdvantage network can opt to receive a HomeAdvantage reward as a closing credit or as cash after settlement. Homebuyers or sellers are not eligible for the HomeAdvantage reward if they use an agent outside of the HomeAdvantage network. Reward amounts are dependent on the commissions paid to the HomeAdvantage network agent. The example reward amount of $2,600 is based on receiving 20% of a realtor’s 3% commission, and is calculated using the average home sale price in the DC metro area (approximately $432,000). Your agent commission or home sale price may differ. Rewards are available in most states; however, are void where prohibited by law. The HomeAdvantage program is administered by a third party that is unaffiliated with NIHFCU. NIHFCU members are not required to participate in the HomeAdvantage program to obtain a loan from NIHFCU.

MORTGAGE TOOLS AT YOUR FINGERTIPS

Looking for more information on NIHFCU mortgages?

Visit our Home Loan Center where you can learn everything you ever wanted to know about mortgages. And be sure to check out HomeAdvantage® where you could earn 20% of your agent’s commission.

Mortgage Options 

Latest Rates

Mortgage and Home Loan Calculators

YES, WE DO MORTGAGES UP TO $1.5 MILLION

Bigger isn't always better, but in this case, it is. NIH Federal Credit Union's JUMBO mortgages offer up to $1.5 million dollars for qualifying borrowers. So, when you're ready to make that big move, we're ready to support you with a mortgage that perfectly sized to meet your needs. And, don't forget to ask us about the HomeAdvantage® program where you could get 20%** of your agent’s commission. Bigger homes, mean bigger commissions, so don't miss out.   

YES, WE DO MORTGAGES UP TO $1.5 MILLION

Rates have just hit new lows. They will not stay forever. Don’t miss out on this historic opportunity

Rates have just hit new lows. They will not stay forever. Don’t miss out on this historic opportunity

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