Fill out the form below today and get started saving on a special mortgage credit up to $2020.

Mortgage specialists are available during business hours at 855-203-4747

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2020 can still be the year you want it to be and we want to help. For a limited time, when you get a mortgage from NIH Federal Credit Union you can get a special closing credit of up to $2,020* that can be used to lower your closing costs.


According to the National Association of Realtors, demand is high and inventory is low. Don’t lose your dream house to other shoppers. A pre-approval from NIHFCU gives you the power to compete when the bidding starts. Get prequalified now, so you’re ready when you find your dream home. 

Believe in your 2020 new home dreams. It’s time to MORTGAGE ON!


It’s not too late! There’s still time left to SAVE 2020. In fact, NIH Federal Credit Union can help you save in a big way because we now have JUMBO mortgages up to $1.5 million dollars for qualifying borrowers. Plus, ask us about our HomeAdvantage® program where you can get up to 20% of your agents commission back**. So get prequalified now, so you’re ready when it’s your time to make that big move!


Routing# 255076944

NCUA - Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

EHO - We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act.

*Offer applies to first lien mortgage loan purchases only (excludes refinances and home equity loans/lines).  Application must be received between March 9, 2020 and September 30, 2020, and then then close and fund by November 30, 2020 to be eligible for credit.  If the loan you apply for does not close and fund, there will be no credit.  Your reward will be in the form of a closing cost credit of 0.1250% of the loan amount to a maximum possible amount of $2,020.  Example: $750,000 loan X 0.1250% = $937.50. Offer subject to change or cancellation at any time.

**The HomeAdvantage program is administered by a third party that is unaffiliated with NIHFCU.  NIHFCU members are not required to participate in the HomeAdvantage program to obtain a loan from NIHFCU.  The following HomeAdvantage information is provided for reference purposes, please consult with HomeAdvantage for complete terms.  Buyers and sellers who select and use a real estate agent in the HomeAdvantage network can opt to receive their HomeAdvantage reward as a closing credit or as cash after settlement. Home buyers or sellers are not eligible for the HomeAdvantage reward if they use an agent outside this network. Reward amounts are 20% of the agent’s commission and final amount is dependent on the commissions paid to the HomeAdvantage network agent. Rewards are available in most states; however, are void where prohibited by law. See HomeAdvantage terms here: www.nihfcu.org/HomeAdvantage.

If 2020 is the year that you make your big move, then we’re campaigning hard to get you the mortgage savings that you deserve. For a limited time, when you buy and finance a home with the NIH Federal Credit Union,  you’ll earn a special closing credit of up to $2,020* to save immediately on ownership of your new home!


Looking for more information on NIHFCU mortgages?  

Visit our Home Loan Center where you can learn everything you ever wanted to know and be sure to check out the HomeAdvantage® where you could earn 20% of your agent’s commission. 

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Mortgage specialists are available during business hours at 855-203-4747